Even if you don’t own a house, you should still have insurance. These days many landlords even require tenants to have a certain amount of insurance just to sign the lease. You may think that you don’t have much stuff, and that it isn’t worth paying the money to insure what you do have, but if you lost everything in a fire would you really be able to replace all of your clothing, electronics, appliances, and other important items without spending a fortune? We provide local residents with renter’s insurance in Newtown, PA, and it might surprise you with just how affordable it really is.
Compared to the cost of having to replace all of your worldly possessions, renters insurance is actually a no brainer. Some of the basic plans provide you with tens of thousands of dollars in coverage, and all at a low monthly cost. You are able to have peace of mind that fire or theft won’t financially ruin you. Best of all, a little known benefit of renters insurance is that it protects your items outside the home as well. If someone breaks into your car and steals your laptop or expensive smart phone, that usually falls under most plans.
Protection from Lawsuits & Medical Bills
We never like to think that a friend or family member would sue us, but the fact of the matter is, if someone is injured on your property they aren’t going to want to pay their medical bills out of pocket. What happens when a friend slips on a spill in your kitchen and breaks their arm? Most rental policies include medical expenses for injured guests, and if for some reason you ever are sued by an injured guest most plans also include liability insurance that covers your legal costs and court awards.
You see, renter's insurance in Newtown, PA isn’t just for disasters or theft; it is for all of the chaos that life throws your way. From dog bites to hotel costs after a major disaster, insurance has you covered. When you consider how little you actually end up paying from month to month, the decision to purchase insurance is easy. Why wouldn’t you want to live life stress and worry free for the cost of a few cups of coffee per month on average for the cheapest plans? Call or sit down with one of our experienced insurance specialists today, and make sure that you have the coverage to handle whatever life throws your way.
Contact us to speak with an experienced insurance agent. We serve residents in Newtown and Levitt Town, Pennsylvania, as well as the surrounding areas.